S&P 500 – “what happens next?”

S&P 500 – “what happens next?”

Background - Our Biases at Play We're all guilty of it. We look at a graph and instinctively attempt to extrapolate into a future that we cannot possibly predict, using flawed logic and a number of confounding behavioural biases. Ask most normal people to look at a...

Enough – how much is that?

Enough – how much is that?

"Enough is a feast"(Buddhist proverb) Kurt Vonnegut told his friend, Joseph Heller, at a party thrown by a hedge fund manager, that their host had made more money in a single day than Heller had earned from his novel, “Catch 22” over many years.  Vonnegut’s...

UK Pension Transfers for Expats – An Overview

UK Pension Transfers for Expats – An Overview

What is a Pension Transfer? If you have previously worked in a private sector job in the UK, you will probably have enrolled in the company's pension scheme; either "Defined Benefit" (DB) or "Defined Contribution" (DC). Upon leaving the company (e.g. to move to...

Behavioural Finance – What’s your favourite bias?

Behavioural Finance – What’s your favourite bias?

What's Behavioural Finance? If you haven’t come across the term “behavioural finance” before, then it’s something I’d suggest that every investor gains at least a working knowledge of.  In a nutshell, behavioural finance is the study of the effect of...

Active or Passive Investing – which do I chose?

Active or Passive Investing – which do I chose?

Background & History There have increasingly been two distinct, opposing schools of thought around investment methodology over recent years:  “Active” (the traditional approach over many decades) in which a fund manager picks stocks that they believe to...

What is this site for, exactly?

I’ve created the site for three purposes:

• “Advice”: to share tips, tricks and general pointers on a number of topics that I often find myself answering questions on, such as “why are you…”, “how do you…” and “what do you think of…”.

• “Music”: to share the music I’ve composed, played and produced (with some potentially music-techie commentary on the process and tools involved).

• “Personal Finance”: to share general thoughts on investing and to highlight problem scenarios for which I can offer solutions in my role as a certified Financial Adviser in Singapore.

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