Investors – are you getting the returns you deserve?
This article outlines how to compare your investment returns to an appropriate index, so as to check whether you are getting the returns you "deserve" (based on your risk profile). Target Audience Singapore-based investors with lump sum investments with a 3+...
life lessons from my father
My father, James Davidson, died at around 22:10 BST on Sunday 9 July 2017, after a long battle with cancer. Today is the first anniversary of his death, so I wanted to mark the day by reflecting on some of the life lessons I learnt from him. I remember...
Protection – why might you need it?
This article outlines the reasons to consider buying life or critical illness insurance, depending on your circumstances, and lists a few common pitfalls. Target Audience Any income-earning adult, whether: 1. a Singapore-based resident (expat / PR /...
Porridge – how to prepare the ultimate breakfast
My grandparents on my father's side were Scottish, and lived to a ripe old age. One of the factors that I attribute this to was their daily consumption of porridge for breakfast. So, I've been eating porridge for breakfast for the last few years, with a nod both...
i love the rain
It was on our way to a memorial golf day in Indonesia that my colleague, Adrian Love, showed me some excellent black and white footage he'd shot on his iPhone of a recent rainstorm, including some rather beautiful slow-motion and reversed sections. This inspired...
Why do we work?
This is a short article outlining what I believe to be a concise, prioritised list of motivations for work. Trouble results if any are missing or if they are mis-ordered. The Background I believe that there should be three critical motivations to work, in a specific...
What is this site for, exactly?
I’ve created the site for three purposes:
• “Advice”: to share tips, tricks and general pointers on a number of topics that I often find myself answering questions on, such as “why are you…”, “how do you…” and “what do you think of…”.
• “Music”: to share the music I’ve composed, played and produced (with some potentially music-techie commentary on the process and tools involved).
• “Personal Finance”: to share general thoughts on investing and to highlight problem scenarios for which I can offer solutions in my role as a certified Financial Adviser in Singapore.