by MikeD | Jun 3, 2020 | Personal Finance
What is a Pension Transfer? If you have previously worked in a private sector job in the UK, you will probably have enrolled in the company’s pension scheme; either “Defined Benefit” (DB) or “Defined Contribution” (DC). Upon leaving the...
by MikeD | Jan 21, 2020 | Personal Finance
What’s Behavioural Finance? If you haven’t come across the term “behavioural finance” before, then it’s something I’d suggest that every investor gains at least a working knowledge of. In a nutshell, behavioural finance is the study of the effect of...
by MikeD | Aug 8, 2019 | Personal Finance
Background & History There have increasingly been two distinct, opposing schools of thought around investment methodology over recent years: “Active” (the traditional approach over many decades) in which a fund manager picks stocks that they believe to...
by MikeD | Jun 30, 2019 | Personal Finance
So, what is a REIT? A “REIT” (Real Estate Investment Trust) is, quite simply, an investment asset type in the same way that a “Bond” or an “Equity” is an investment asset type. Just as an “Equity” (e.g. as identified by...
by MikeD | Jun 17, 2019 | Personal Finance
Diversification can be neatly summed up by the well-known phrase “not putting your eggs in one basket”. In the context of investing, the “eggs” can be thought of as the funds or other assets held within the “basket” of a portfolio....