UK Residential Buy-To-Let – A “safe as houses” investment strategy for expats?
For many UK nationals, expats included, residential buy-to-let has been a default investment strategy for many years. The prospect of capital gains and a steady stream of income from a reassuringly “bricks and mortar” asset have compelled many to enter the...
Portfolio Analysis Basics #3 – Focus on “Volatility”
The word “volatility” has inherently negative connotations for most people, maybe with the exception of the adrenaline-seeking few who enjoy the thrill of the rollercoaster ride. However, there is absolutely an upside to be considered with volatility; the...
Portfolio Analysis Basics #2 – Focus on “Yield”
There are classically two differing objectives when constructing a portfolio: to achieve “growth” or to achieve “income” (which is simply another word for “Yield”). These objectives do not have to be mutually exclusive; a financial...
Portfolio Analysis Basics #1 – Focus on “TER” (Total Expense Ratio)
A favourite saying of mine (among many!) is that you can “always guarantee charges, but never guarantee returns”, so it clearly makes sense to minimise those charges. Not doing so represents a lost opportunity to avoid paddling upstream in an unnecessarily...
What is this site for, exactly?
I’ve created the site for three purposes:
• “Advice”: to share tips, tricks and general pointers on a number of topics that I often find myself answering questions on, such as “why are you…”, “how do you…” and “what do you think of…”.
• “Music”: to share the music I’ve composed, played and produced (with some potentially music-techie commentary on the process and tools involved).
• “Personal Finance”: to share general thoughts on investing and to highlight problem scenarios for which I can offer solutions in my role as a certified Financial Adviser in Singapore.