No-bake cereal bar recipe
I've been following the excellent "Happy Body" diet and exercise protocol for some time, which involves eating every three hours (to optimise metabolism) during a 12 hour period: 08:00: breakfast 11:00: snack 14:00: lunch 17:00: snack 20:00: dinner So, what to...
National Insurance – what you should know as a UK expat
This article outlines the advantages of contributing voluntary National Insurance payments as a UK expat, in order to benefit from the UK state pension during retirement. Target Audience Expats who have worked previously in the UK and have since left to work/live...
ETFs – take an active interest in passive funds
This article provides a brief introduction to ETFs; what they are, and what the pros and cons to consider are, before you invest in them. So, what is an ETF? An ETF or “Exchange Traded Fund” is a fund which you can buy or sell daily on a stock exchange, just like a...
Life insurance – what price peace of mind?
This article outlines the surprising affordability of life insurance where many people over-estimate the cost as their major reason to not buy cover. Target Audience Any income-earning adult with financial dependents (a partner and/or children), whether: 1. ...
US death tax – a potential liability for non-Americans!
This article outlines the surprising liability of non-US nationals to estate tax on any US shares they own, on death. Target Audience Singapore-based expats, specifically: Anyone who is not a US citizen, and is not US-domiciled **, owning shares of US-listed companies...
Timing the market in anticipation of troubled times. Is now a good time? Is it ever?
If you read the occasional newspaper, watch the occasional television program, or chat with the occasional friend/colleague, you’ll have gained the impression recently that a stock market “correction” is not only likely, it’s inevitable. And “correction” means...
What is this site for, exactly?
I’ve created the site for three purposes:
• “Advice”: to share tips, tricks and general pointers on a number of topics that I often find myself answering questions on, such as “why are you…”, “how do you…” and “what do you think of…”.
• “Music”: to share the music I’ve composed, played and produced (with some potentially music-techie commentary on the process and tools involved).
• “Personal Finance”: to share general thoughts on investing and to highlight problem scenarios for which I can offer solutions in my role as a certified Financial Adviser in Singapore.